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Graduate Plan
This plan provides comprehensive, affordable coverage for international students staying in Canada after graduation. To be eligible, you must be 60 years old or less, not be eligible for a Canadian provincial health plan, and have graduated within the past 30 days from a recognised Canadian educational institution.
To purchase this plan, please print the Application Form, fill it out including your method of payment, and return it to us at:
Ingle International
460 Richmond St. W., Suite 100
Toronto, ON M5V 1Y1
Fax: 416.730.1878
Email: dimes@inglememberbenefits.com
Or call us at 1.866.598.3888 / 416.730.8488 to purchase over the phone.
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Summary of Benefits
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This insurance provides coverage for reasonable and customary costs incurred in case of an emergency for the following benefits:
- Hospital Accommodation: up to 60 days per sickness or injury / semi-private room / outpatient consultations
- Psychiatric Treatment: up to $10,000 when admitted to hospital, and up to $1,000 for outpatient consultations
- Physician Charges: medical treatment by a physician
- Diagnostic Services: laboratory tests and X-rays
- Trauma Counselling: 6 sessions
- Paramedical Services: speech therapist, physiotherapist, chiropractor, osteopath, naturopath, acupuncturist, chiropodist or podiatrist, up to $500 per profession
- Prescription Drugs: limited to a 30-day supply per prescription
- Private Duty Nursing: up to $10,000 per sickness or injury
- Medical Appliances: crutches, casts, splints, canes, and others / up to $200 for prescription glasses or contact lenses and up to $300 for hearing aids, when required after an emergency for which hospitalization was required
- Treatment of Dental Accident: up to $4,000
- Emergency Relief of Dental Pain: when a minimum of 180 days of coverage has been purchased, up to $600 for the relief of acute dental pain
- Impacted Wisdom Tooth: up to $100 per tooth for the extraction of wisdom teeth
- Emergency Treatment Outside Canada (excluding your country of origin): provided at least 51% of the period of coverage is spent in Canada (visits to the United States are limited to 30 days)
- Ambulance Services: when medically necessary
- Emergency Air Transportation: when approved in advance and medically necessary
- Family Transportation and Subsistence Allowance: up to $5,000 for single round-trip economy airfare for one immediate family member including $150 per day to a maximum of $1,500 for meals and commercial accommodations
- Return to the Country of Origin: up to $5,000 for one-way economy airfare for return to the country of origin for immediate medical care
- Preparation and Return of Remains: up to $10,000
- Accidental Dismemberment or Total Permanent Loss of use of limb or sight: up to $15,000
- Accidental Death: $15,000
- Air Flight/Common Carrier Accident: up to the policy maximum, not to exceed $100,000, in case of death
No emergency is required for the following benefits:
- Annual Medical Examination: when a minimum of 180 days of coverage has been purchased, up to $100 for one examination and related laboratory tests / up to $100 for one consultation for the prescription of the ‘morning after pill’
- Maternity: up to $1,000 for pregnancy or complications thereof (excludes childbirth and voluntary interruption of pregnancy) / the pregnancy must start after the effective date of the insurance
- Eye Examination: when a minimum of 180 days of coverage has been purchased, up to $100 for an eye examination by an optometrist or an ophthalmologist
- Psychologist: up to $500
- Accessibility Corrective Device Defect, Malfunction and Theft Protection: up to $1,000 to replace or repair a corrective device
Note: this is a summary only; the
formal policy wording provided to each customer is the only legally
binding description of the coverage. Please see your policy wording
for a full list of limitations and exclusions.
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*Terms, conditions, limitations and exclusions apply
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